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Stand Together Network

Economic Abuse

What is Economic Abuse?

Economic abuse occurs when someone controls your access to money and resources, making it difficult—or impossible—for you to be financially independent. It can include:

  • Taking control of your income or financial assets
  • Spending your money without consent
  • Damaging or stealing your possessions
  • Putting debts in your name
  • Blocking access to work or education
  • Withholding child maintenance payments

It can be difficult to recognise economic abuse. These questions may help you identify if you’ve been affected:

  • Are you prevented from working, studying, or attending interviews?
  • Are you made to explain or justify every expense?
  • Are your receipts, bank statements or spending habits constantly monitored?
  • Are your bank cards, account logins or PINs withheld from you?
  • Is money meant for bills used elsewhere without your knowledge?
  • Are your belongings stolen, damaged or destroyed?
  • Does your partner/spouse control all financial decisions?
  • Are you required to ask permission before making even small purchases?
  • Are financial decisions made without your input—like buying a house or car?
  • Are debts or loans taken out in your name?
  • Has your partner stolen from you or used your bank card without consent?
  • Are child maintenance payments withheld to punish or control you?
  • Have you been dragged into costly legal proceedings that you can’t afford?

If any of these feel familiar, you may be experiencing economic abuse. You’re not alone. Research by Refuge and The Co-operative (2020) found that 16% of UK adults have faced economic abuse—60% of whom are women.

What You Can Do

If you’re concerned about economic abuse, there are steps you can take:

  • Speak with an Independent Domestic Violence Advocate (IDVA)
  • Freeze joint bank accounts, if safe to do so
  • Change PINs and passwords for banking and email accounts
  • Check your credit score using free services like Credit Karma, ClearScore, and MoneySavingExpert. Use all three for a full picture—don’t pay for credit checks.
  • Locate and secure key financial documents—keep copies with a trusted friend or in an emergency bag
  • Get support from free financial advice services: Citizens Advice, StepChange, PayPlan, or the Money Advice Service
  • Use a benefits calculator to identify financial support you may be entitled to
  • If it’s safe, start building an emergency fund, even with small amounts

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